Budget Most people use diaries or spreadsheets to plan budgets, but 80% find manual tracking gets confusing over time. 60% say easier tools would make budgeting more helpful by reducing hassles like forgetting transactions. Invest Many investors use mobile apps, but some find them confusing. Others lack knowledge to make informed investing decisions or time to monitor portfolios. Most want to evaluate historical performance before investing. Financial Literacy Many gain financial knowledge from newspapers, internet articles and social media. Bite-size lessons, flashcards and in-depth articles are preferred for retaining information. Desired education topics include budgeting, investing basics, expert opinions, and short-term vs long-term investing strategies.